Privacy Policy & Legal Information

1. Privacy Policy

1.1 Information We Collect

We may collect the following categories of information:

a. Personal Information

• Full name
• Email address
• Phone number
• Information submitted through forms or communications

b. Financial / Service-Related Information

• Transaction-related inquiries (non-sensitive unless explicitly provided)
• ATM service requests or business inquiries

c. Technical Information

• IP address
• Browser type and version
• Device identifiers
• Operating system

d. Usage Data

• Website pages visited
• Time spent on pages
• Navigation paths

1.2 How We Use Your Information

We use collected information to:

• Provide and maintain our services
• Respond to customer inquiries and support requests
• Improve website functionality and performance
• Ensure security and prevent fraud
• Meet legal and regulatory requirements

1.3 Consent

By using our website, you consent to the collection, use, and disclosure of your information as outlined in this policy. You may withdraw your consent at any time, subject to legal or contractual obligations.

1.4 Disclosure of Information

We do not sell or rent personal information. We may disclose your data:

• To trusted service providers (e.g., hosting, analytics)
• When required by law or legal authorities
• To protect rights, property, or safety

1.5 Data Storage & Security

Your information may be stored on servers located in Canada or other jurisdictions. We implement reasonable safeguards including:

• Secure servers and encryption (where applicable)
• Access controls and monitoring

Despite these measures, no system is completely secure.

1.6 Retention of Information

We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

1.7 Your Rights Under Canadian Law

You have the right to:

• Request access to your personal data
• Request corrections to inaccurate information
• Withdraw consent
• File complaints with the Office of the Privacy Commissioner of Canada

Contact: info@cashwave.live

2. Terms of Use

2.1 Acceptance of Terms

By accessing or using the Cashwave website, you agree to be bound by these Terms of Use and applicable laws of Ontario and Canada.

2.2 Permitted Use

You agree to:

• Use the website only for lawful purposes
• Not interfere with website security or functionality
• Not attempt unauthorized access to systems or data

2.3 Intellectual Property

All content on this website—including text, branding, logos, and graphics—is the property of Cashwave or its licensors and is protected by Canadian intellectual property laws. Unauthorized use is strictly prohibited.

2.4 Limitation of Liability

To the fullest extent permitted by law, Cashwave is not liable for:

• Direct or indirect damages resulting from website use
• Loss of data, revenue, or business opportunities
• Errors, interruptions, or inaccuracies

2.5 Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

2.6 Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of any modifications.

3. Cookies Policy

3.1 What Are Cookies

Cookies are small text files stored on your device to enhance user experience and website functionality.

3.2 Types of Cookies Used

• Essential Cookies: Required for core functionality
• Analytics Cookies: Help analyze website traffic and usage
• Functional Cookies: Remember preferences and settings

3.3 Purpose of Cookies

We use cookies to:

• Improve navigation and usability
• Analyze performance and visitor behavior
• Enhance user experience

3.4 Consent to Cookies

Where required, we request your consent before placing non-essential cookies.

3.5 Managing Cookies

You can manage or disable cookies through your browser settings. Disabling cookies may affect certain website features.

4. Legal Disclaimer

4.1 Informational Purpose Only

The information on this website is provided for general informational purposes and does not constitute legal, financial, or professional advice.

4.2 No Guarantees

Cashwave makes no warranties regarding:

• Accuracy or completeness of content
• Continuous availability of the website

4.3 Third-Party Links

We may include links to external websites. Cashwave is not responsible for their content or privacy practices.

4.4 Use at Your Own Risk

Your use of this website is entirely at your own risk.

5. Accessibility Policy (AODA Compliance)

5.1 Commitment to Accessibility

Cashwave is committed to providing accessible digital experiences in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).

5.2 Accessibility Measures

We aim to:

• Ensure website compatibility with assistive technologies
• Maintain clear navigation and structure
• Provide readable fonts and sufficient contrast
• Follow recognized accessibility standards such as WCAG

5.3 Continuous Improvement

We regularly review and enhance our website to improve accessibility and usability.

5.4 Feedback

If you encounter accessibility barriers, please contact us at info@cashwave.live. We will respond promptly and work toward a resolution.